Ginsburg Noticeboard
Member of:
Helping Australians secure their financial future
Professional body for Australia's financial planners
Helping Australians secure their financial future
Professional body for Australia's financial planners
ABOUT US
Ginsburg Financial Services Pty Ltd was established in 1988.
Jossel is an Authorised Representative of Financial Wisdom Limited. (Also see our Disclosure and Financial Services Guide)
Jossel Ginsburg has been in the insurance business since 1966.
Jossel is a General Member of the FPA and a Fellow of the Association of Financial Advisors. Jossel retains his membership as a Fellow of the Institute of Life and Pension Advisers of South Africa and is still recognised in South Africa as a CFP having qualified in 1983.
Jossel has had vast business experience as an adviser, as marketing director of the brokerage for whom he worked for 22 years in South Africa as well as having had the experience of establishing a software development company which was one of the fastest growing IT companies in Australia which was purchased by IBM in 2002.
Jossel has contributed interesting articles and information to various IT and financial publications.
Contact: ginsburg@ginsburg.com.au
Joshua is an Authorised Representative of Financial Wisdom Limited. (Also see our Disclosure and Financial services Guide)
Joshua Cratchley has been in Financial Services since 2002.
Josh joined Ginsburg Financial Services in February 2010, moving from the position of Team Leader of Financial Wisdom Para-planners. Whilst in this position with Financial Wisdom and working closely with Colonial First State, Josh was afforded the opportunity to examine and appraise a vast array of high-quality strategies designed by many different Financial Advisers. This experience will bring fresh opportunities to the Ginsburg Financial Services‟ clientele.
Josh graduated at the University of Technology Sydney in 2007 with a Bachelor of Business majoring in Financial Planning (B Bus (Fin Plan). He is a General Member of the Financial Planning Association (FPA) member no. 340489 and is in the process of extending his education in Financial Planning by undertaking the Certified Financial Planner (CFP) program.
Josh has worked closely with Jossel over a number of years and has a headstart as he already knows the quality of service offered to Ginsburg clients.
Jossel and Josh enjoy a close bond built on trust, friendship. Jossel and Josh will jointly enhance the Ginsburg Financial Service offering to existing and new clients.
Contact: jcratchley@ginsburg.com.au
Ben is an Authorised Representative of Financial Wisdom Limited.
Ben has been a financial adviser for over 12 months, providing advice on investments, super and risk products. He has worked in financial services for over 10 years. Working with some of the biggest companies in the industry he has great knowledge of what is available to clients.
Ben is continuing study to complete his CFP qualification
Email: bcarroll@financialwisdom.com.au
Telephone: 1300700978
Fax: 02 93033140
Andrew is an Authorised Representative of Financial Wisdom Limited.
Andrew has been working in financial services for over three years. During this time Andrew has worked in client services and account management roles. Andrew has experience in providing personal financial advice to clients in the areas of personal investment, superannuation and life insurance.
Andrew has completed a Diploma of Financial Services and is currently completing the Advanced Diploma of Financial Services.
Email: agrinsell@financialwisdom.com.au
Telephone: 1300700978
Fax: 02 93033140
Ginsburg Financial Services recognise that you may require expert advice in certain areas of your portfolio, including your risk insurances.
As an example, our site points you towards investigating whether you are able to obtain a tax deduction on premiums for certain of your risk insurances. It also recommends that you investigate whether you are able to adjust your estate plan to take advantage of opportunities for your minor beneficiaries to be recognised as full taxpayers on receipt of certain dependants' benefits.
Sydney - Jossel Ginsburg
Jossel is an Authorised Representative of Financial Wisdom Limited. (Also see our Disclosure and Financial Services Guide)Jossel Ginsburg has been in the insurance business since 1966.
Jossel is a General Member of the FPA and a Fellow of the Association of Financial Advisors. Jossel retains his membership as a Fellow of the Institute of Life and Pension Advisers of South Africa and is still recognised in South Africa as a CFP having qualified in 1983.
Jossel has had vast business experience as an adviser, as marketing director of the brokerage for whom he worked for 22 years in South Africa as well as having had the experience of establishing a software development company which was one of the fastest growing IT companies in Australia which was purchased by IBM in 2002.
Jossel has contributed interesting articles and information to various IT and financial publications.
Contact: ginsburg@ginsburg.com.au
Sydney - Joshua Cratchley
Joshua is an Authorised Representative of Financial Wisdom Limited. (Also see our Disclosure and Financial services Guide)Joshua Cratchley has been in Financial Services since 2002.
Josh joined Ginsburg Financial Services in February 2010, moving from the position of Team Leader of Financial Wisdom Para-planners. Whilst in this position with Financial Wisdom and working closely with Colonial First State, Josh was afforded the opportunity to examine and appraise a vast array of high-quality strategies designed by many different Financial Advisers. This experience will bring fresh opportunities to the Ginsburg Financial Services‟ clientele.
Josh graduated at the University of Technology Sydney in 2007 with a Bachelor of Business majoring in Financial Planning (B Bus (Fin Plan). He is a General Member of the Financial Planning Association (FPA) member no. 340489 and is in the process of extending his education in Financial Planning by undertaking the Certified Financial Planner (CFP) program.
Josh has worked closely with Jossel over a number of years and has a headstart as he already knows the quality of service offered to Ginsburg clients.
Jossel and Josh enjoy a close bond built on trust, friendship. Jossel and Josh will jointly enhance the Ginsburg Financial Service offering to existing and new clients.
Contact: jcratchley@ginsburg.com.au
Sydney - Ben Carroll
Ben is an Authorised Representative of Financial Wisdom Limited.Ben has been a financial adviser for over 12 months, providing advice on investments, super and risk products. He has worked in financial services for over 10 years. Working with some of the biggest companies in the industry he has great knowledge of what is available to clients.
Ben is continuing study to complete his CFP qualification
Email: bcarroll@financialwisdom.com.au
Telephone: 1300700978
Fax: 02 93033140
Sydney - Andrew Grinsell
Andrew is an Authorised Representative of Financial Wisdom Limited. Andrew has been working in financial services for over three years. During this time Andrew has worked in client services and account management roles. Andrew has experience in providing personal financial advice to clients in the areas of personal investment, superannuation and life insurance.
Andrew has completed a Diploma of Financial Services and is currently completing the Advanced Diploma of Financial Services.
Email: agrinsell@financialwisdom.com.au
Telephone: 1300700978
Fax: 02 93033140
OUR PRODUCTS AND BUSINESS
The products available through Ginsburg Financial Services include Employer Sponsored Superannuation Funds and Personal Superannuation Funds to which employers, employees and individuals may contribute, and public offer managed investment funds. By placing your business through our connections or simply by transferring your existing investments to our authority arrangements with our dealer, you may gain substantial savings on future contributions.Ginsburg Financial Services recognise that you may require expert advice in certain areas of your portfolio, including your risk insurances.
As an example, our site points you towards investigating whether you are able to obtain a tax deduction on premiums for certain of your risk insurances. It also recommends that you investigate whether you are able to adjust your estate plan to take advantage of opportunities for your minor beneficiaries to be recognised as full taxpayers on receipt of certain dependants' benefits.
We are different
We prefer you to use information that is available to you today to your advantage. In the old days your lack of knowledge was your loss. Today you can find quick answers on the net, so why not benefit by using Ginsburg Financial Services ?
The past
In 1986 Legal & General Australia purchased the first electronic needs analysis that Jossel introduced to Australia. The system was written by specialists employed in Jossel's company in South Africa.
Ginsburg Financial Services was created by Jossel Ginsburg In 1988 soon after he emigrated to Australia.
In 1996 we launched our first web site.
Ginsburg Financial Services was created by Jossel Ginsburg In 1988 soon after he emigrated to Australia.
In 1996 we launched our first web site.
The present
Today we bring you our revised, re-branded and freshly designed site that includes our arrangements in terms of our status as an authorised representative of Financial Wisdom Limited, ABN 70 006 646 108, Australian Financial Services Licence No 231188.
Joint venture to assist our clients with their property finance requirements
Jossel Ginsburg and Paul Rabie have set up a joint venture through Financial Wisdom Limited, a wholly owned subsidiary of Commonwealth Bank of Australia, to offer our clients a competitive range of residential and commercial mortgages and deposit bonds. This new business, Ginsburg & Rabie Finance Pty Ltd. is managed by a successful mortgage specialist. Paul Rabie, CEO, is a chartered accountant with experience in accounting, auditing, commerce and lending. Paul has built valuable business relationships with the financial institutions who trust his professional judgement. He has the industry knowledge required to provide the lenders with clear and correct submissions to meet their criteria and standards. With the recent change in the interest rate climate, this service will be of immediate value to our customer base.
Tomorrow
We will be here providing you with important information and continually searching for valuable products and programs for you.
We excel
We are especially proud of our claims service to our clients and our success in achieving quick settlements.
We take the time to assist you to place your life assurance by negotiating the best terms for you with our underwriters.
Read about an example case that we recently handled.
We take the time to assist you to place your life assurance by negotiating the best terms for you with our underwriters.
Read about an example case that we recently handled.
UNLOCK HIDDEN VALUE
Even it you don't think of yourself as wealthy or you think "it will never happen to me", you need one. With a will, you specify how your assets will be distributed after your death. Your executor (often your spouse, a trusted friend or a family member) w
Powered by Gecko Webs