ONLINE EMPLOYER SUPER
Ginsburg Financial Services offer you the opportunity to take up the Colonial First State FirstChoice Super with a 100% rebate of the entry commissions.
The Colonial First State FirstChoice Corporate and Personal Superannuation Plans are flexible and the investment and insurance options may be tailored by the employer as a default fund for employees and with a special design of insurance coverage to suite the Employee Benefit program of that specific employer. The employees and members of these plans have the ability to adjust their particular membership program to suite their specific and personal needs and, their specific investment adjustments may be arranged online.
The range of investments portfolios includes both aggressive and conservative portfolios managed by an array of fund managers.
The level of Life, Total and Permanent Disability and Income Protection insurance cover may be adjusted by each individual member.
What is extra-ordinary about these plans is that the income protection benefits have an option for the member to include a claim payment benefit right through to age 65. Most other plans have a claim benefit limited to only 2 years. Members therefore have the opportunity to include the cost of their full income protection cover as an expense to their superannuation plan, rather than having to pay out-of-pocket costs for income cover. In nearly every case of wealth creation, of which superannuation is an essential element, continued income is the most important element. Income cannot be earned unless a member is in good health. Without long term income protection the entire wealth creation plan is at risk.
The complete product disclosure statements together with the application forms are available for you to download.
The commission rebates are embedded into the documents.
The Colonial First State FirstChoice Corporate and Personal Superannuation Plans are flexible and the investment and insurance options may be tailored by the employer as a default fund for employees and with a special design of insurance coverage to suite the Employee Benefit program of that specific employer. The employees and members of these plans have the ability to adjust their particular membership program to suite their specific and personal needs and, their specific investment adjustments may be arranged online.
The range of investments portfolios includes both aggressive and conservative portfolios managed by an array of fund managers.
The level of Life, Total and Permanent Disability and Income Protection insurance cover may be adjusted by each individual member.
What is extra-ordinary about these plans is that the income protection benefits have an option for the member to include a claim payment benefit right through to age 65. Most other plans have a claim benefit limited to only 2 years. Members therefore have the opportunity to include the cost of their full income protection cover as an expense to their superannuation plan, rather than having to pay out-of-pocket costs for income cover. In nearly every case of wealth creation, of which superannuation is an essential element, continued income is the most important element. Income cannot be earned unless a member is in good health. Without long term income protection the entire wealth creation plan is at risk.
The complete product disclosure statements together with the application forms are available for you to download.
The commission rebates are embedded into the documents.
ONLINE INVESTING TERMS & CONDITIONS
To view the online products, performance information, invest online or download a product disclosure statement with the embedded 100% REBATE of entry fees, you must agree to the "Online Investing Terms and Conditions" and "Financial Services Guide".
